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Personal Contract Purchase

How does Personal Contract Purchase work in the UK?

Personal Contract Purchase is the flexible and affordable way of driving your new vehicle.

Sometimes know as PCP, you pay an initial payment, followed by a series of fixed monthly payments over an agreed period between 12 and 48 months. Your monthly payments may be significantly lower than anticipated, due to a large portion of the initial capital cost being deferred to form the guaranteed future value due at the end of the contract. For this reason you may find that you can choose from a wider range of cars than you originally thought.

Servicing costs can be included for a small increase to the monthly rentals. Maintenance** contracts include replacement of tyres (Excluding punctures), batteries, exhausts and all parts that are subject to wear and tear.

Personal Contract Purchase or PCP deals give you flexibility at the end of your agreed contract period.

Personal Contract Purchase Options

You have 3 options at the end of your agreement:

• Make the final balloon payment and keep the vehicle
• Extend the agreement by spreading the final payment over a further period
• Return the vehicle without making the final payment*. This effectively protects you in the event of your vehicle being less than the balloon outstanding at the end of your contract.

The Benefits of Personal Contract Purchase

• Low initial outlay from just 1 month’s payment
• Flexible Terms from 12 to 48 months
• Fixed rentals
• Choice of rental period
• No depreciation risks
• Option to purchase the vehicle at the end of the contract
• Optional monthly maintenance packages
• Optional Gap Insurance protection
• Complete peace of mind

* Excess mileage and damage charges other than normal wear and tear may be payable

 

** Subject to terms and conditions

For more information on Personal Contract Purchase in the UK call Autograph Contracts on 01622 871874 today.